Finance Calculator
Buying a car? Before you sign the finance agreement, spend two minutes checking whether you could save thousands.
Buying a car is exciting.
It’s also likely to be one of the biggest purchases you’ll ever make.
You’ll spend hours comparing makes, models, colours and specifications.
You’ll probably test drive more than one car.
But how much time will you spend comparing the finance?
For many people, the answer is less than five minutes.
That’s surprising, because the finance could cost thousands of pounds over the life of the agreement.
Before you sign anything…
Spend just two minutes comparing your finance.
Our free finance calculator lets you understand exactly what you’re paying.
✅ No forms.
✅ No email address.
✅ No obligation.
Already have a dealer finance quote?
Already have a dealer finance quote? Upload it and we’ll compare it against our lenders.
If we can’t save you money, we’ll tell you.
If we can, you’ll know before you sign the agreement.
How much could you save?
Every dealer finance offer is different. The example below uses a genuine representative example from a main dealer to show how comparing your finance before you sign could potentially save you money.
| Comparison | Representative Dealer Finance | Holmesdale Finance Example | Potential Savings |
| Vehicle Price | £71,850 | £71,850 | |
| Customer Deposit | £17,963 | £17,963 | |
| Amount Financed | £53,887 | £53,887 | |
| Term | 48 months | 48 months | |
| APR | 10.9% | 8.9% | 2.0 lower APR |
| Monthly Payment | £1,376.84 | £1,329.66 | £47.18 |
| Total Interest | £12,201.32 | £9,936.68 | £2,264.64 |
| Total Payable | £84,051.32 | £81,786.68 | £2,264.64 |
Illustrative example only. Actual rates, monthly payments and savings will depend on the vehicle, lender, finance product, deposit, term and your individual circumstances.