our simple step-by-step process
At Holmesdale Car Finance, we create bespoke finance packages tailored to you.
Representative APR 14.9%
We are a credit broker, not a lender.
our finance options
Tell us what you'd like to finance, we'll create an affordable solution for you.
PCP Car Finance
PCP (Personal Contract Purchase) offers flexibility and affordability when buying a car. You pay monthly instalments over a fixed term, typically 2 to 4 years, covering the car's depreciation. At the end of the term, you have options: return the car, trade it in for a new one, or buy it outright. PCP often means lower monthly payments compared to other finance options, making it an attractive choice for budget-conscious buyers.
Benefits
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Hire Purchase Car Finance
Hire purchase allows you to spread the cost of buying a car over time. You make fixed monthly payments until you've paid off the full value of the car, at which point you own it outright. It's a straightforward way to own a car without a large upfront payment, making it accessible for many people.
Benefits
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Flexible terms
Lease Car Finance
Car lease finance allows you to drive a new vehicle without the commitment of ownership. You make monthly payments for a fixed period, typically 2 to 4 years, enjoying lower monthly costs compared to buying. At the end of the lease, you can easily switch to a new car hassle-free. It's a great option for those who love driving the latest models without the long-term commitment of ownership.
Benefits
Spread the cost
Reclaim VAT
Stay in control
