our simple step-by-step process

At Holmesdale Car Finance, we create bespoke finance packages tailored to you.

Representative APR 14.9%

Step 1
Enquiry
Holmesdale-Car-Finance-How-We-Work-Enquiry

Contact our experts and discuss your finance requirements.

Step 2
Application
Holmesdale-Car-Finance-How-We-Work-Application

Your finance application will be submitted, decisions usually take around 48 hours.

Step 3
Approval
Holmesdale-Car-Finance-How-We-Work-Approval

If your application is successful, you'll receive a finance agreement to complete.

Step 4
Payment
Holmesdale-Car-Finance-How-We-Work-Payment

After receiving your signed agreement, we'll process and release your funds.

We are a credit broker, not a lender.

our finance options

Tell us what you'd like to finance, we'll create an affordable solution for you.

PCP Car Finance

PCP (Personal Contract Purchase) offers flexibility and affordability when buying a car. You pay monthly instalments over a fixed term, typically 2 to 4 years, covering the car's depreciation. At the end of the term, you have options: return the car, trade it in for a new one, or buy it outright. PCP often means lower monthly payments compared to other finance options, making it an attractive choice for budget-conscious buyers.

Benefits
  • Spread the cost
  • Reclaim VAT
  • Stay in control
Holmesdale Car Finance PCP Car Finance
Holmesdale Car Finance Hire Purchase

Hire Purchase Car Finance

Hire purchase allows you to spread the cost of buying a car over time. You make fixed monthly payments until you've paid off the full value of the car, at which point you own it outright. It's a straightforward way to own a car without a large upfront payment, making it accessible for many people.

Benefits
  • Spread the cost
  • Reclaim VAT
  • Flexible terms

Lease Car Finance

Car lease finance allows you to drive a new vehicle without the commitment of ownership. You make monthly payments for a fixed period, typically 2 to 4 years, enjoying lower monthly costs compared to buying. At the end of the lease, you can easily switch to a new car hassle-free. It's a great option for those who love driving the latest models without the long-term commitment of ownership.

Benefits
  • Spread the cost
  • Reclaim VAT
  • Stay in control
Holmesdale Car Finance Finance Lease